Disability Insurance

Disability Insurance

Accidents and illnesses are facts of life. They can happen to anyone at any time. And in a second can change your life forever. Disability insurance is complicated and requires the help of a informed professional – some questions that need to be asked are:

- what is the definition of disability?
- what is excluded?
- does this cover your occupation – not just any job?
- are benefits payable for a specified period of time or to age 65?

Disability insurance is a must have for the self employed, but can also be critical for providing superior coverage or as a “top up” to existing plans offered by your employer.