Insurance for Professionals

Professionals of all occupations have insurance needs specific to their occupations, and distinct from that of other commercial enterprises. The principle difference is in the liability coverages required. General liability coverage for commercial enterprises will respond to claims arising from the products, operations and premises of these businesses. Professionals have a need for this coverage, but in addition need coverage for the professional services they provide. Utter Morris can provide coverage for a wide variety of professionals including:
 

• Engineers

• Computer Programmers

• Information Technology

• Architects

• Surveyors

• Environmental Consultant

• Medical Malpractice

• Health and Biotechnology

• Management Consultants

• Advertising Agencies

With some occupations it is not straightforward what the need is - at Utter Morris we have professionals experienced in analyzing your exposures to determine your needs, and designing a program to eliminate the possibility of gaps in your coverage. As a professional you are held to a higher standard than the general public - failure to meet these standards can result in an errors & omissions claim.