Insurance for All Terrain Vehicles

If you own or operate an ATV or off road vehicle in Ontario, you are subject to the rules and regulations of the Off Road Vehicle Act.  All off road vehicles must be registered with the Ministry of Transportation even if they are only operated on your premises similar to snowmobiles the law also requires that you carry liability insurance unless operating the vehicle solely on lands owned by the vehicle owner. It is important to note that even if operated solely on lands you own, you can still be held liable for any injury or property damage arising out of the operating of the ATV.

Utter Morris offers very economical solutions for insuring your ATV. As with other vehicles coverage can be bough for liability and Accident Benefits, with the option of adding coverage for collision specified perils on comprehensive. Please see our “Auto” section for a more detailed description of these coverages