Insurance for Classic Cars

Classic. Modified or Antique vehicles require specialized coverage.  Although the policy used is a standard auto policy, the use, rating and endorsements required are unique to these types of vehicles. Utter Morris understands the difference between Antique, Classic and Custom vehicles and can offer a specialized plan to meet any need.

The rating will reflect the value (as determined by a professional appraisal), as well as the anticipated usage of the vehicle- Antique vehicles driven only in parades or to exhibitions will cost less than other Collector vehicles which get regular road use. Specialized coverage, such as the OPCF19A agreed value endorsement is available.