Your homeowner coverage will most likely carry some general coverage for your boat or watercraft but is limited with respect to value (maximum only a couple thousand) and horsepower (usually maximum 25hp), it is generally only intended for canoes, kayaks, rowboats, small sailboats and small outboard type boats.
If you have a higher value boat or a more powerful one, you should consider purchasing additional insurance coverage.
We can offer many options from extensions of your home owners policy to specialty stand-alone policies for many types of aquatic vehicles and boats, including outboards, inboard/outboards, runabouts, cuddy and cabin cruisers, trawlers, pontoon boats, sailboats and yachts, to personal watercrafts.
What coverage is available?
• Rental Boat Provided if you have a claim
• Emergency Towing if you break down
• $2,000,000 in Liability
• Pollution Spill Coverage available
• Wreck Removal
• Accidental Death Coverage
• Medical Expenses
• Personal Effects
• Agreed Value
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