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Boat Insurance

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If you own a boat or other type of watercraft, make sure you know what your current insurance policy covers.

Your homeowner coverage will most likely carry some general coverage for your boat or watercraft but is limited with respect to value (maximum only a couple thousand) and horsepower (usually maximum 25hp), it is generally only intended for canoes, kayaks, rowboats, small sailboats and small outboard type boats.
If you have a higher value boat or a more powerful one, you should consider purchasing additional insurance coverage.

We can offer many options from extensions of your home owners policy to specialty stand-alone policies for many types of aquatic vehicles and boats, including outboards, inboard/outboards, runabouts, cuddy and cabin cruisers, trawlers, pontoon boats, sailboats and yachts, to personal watercrafts.

What coverage is available?
• Rental Boat Provided if you have a claim
• Emergency Towing if you break down
• $2,000,000 in Liability
• Pollution Spill Coverage available
• Wreck Removal
• Accidental Death Coverage
• Medical Expenses
• Personal Effects
• Agreed Value

Don't be left high and dry with your Boat Insurance coverage. Our local experts will find the coverage that's right for you!

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