Cottage Insurance
Peace and quiet
with peace of mind

Cottage Insurance

Get a Quote

Cottages, Chalets and Recreational Properties

Cottage’s these days are often better described as ‘second homes”, often as luxurious and well constructed as principle residences. As a result Utter Morris has a variety of quality products available to cover your seasonal residence. As with standard homeowners policies a cottage policy will cover the building, outbuildings such as bunkies or boathouses, contents, loss of use, as well as personal liability coverage.

Rates and coverages vary on cottages – simple cabins can be covered on a fairly basic policy at a reasonable price, while secondary residences can be insured similar to your principle residence. Factors such as year round accessibility, road access, and distance to the nearest fire hall will all affect the premium charged.

Whether you enjoy a cabin in the woods, or chalet in the mountains, we'll find the Cottage Insurance policy that's right for you.

Contact Us

Your Brokers. Your neighboUrs. Your friends.

Our people make the difference

Being a local brokerage means we're there when you need us. We work for you!
Meet our team.

  • Debbie Meijer
  • Sandy Davis
  • Mathew Kozokowsky
  • Neil McKendry