Claims Center

We’re sorry if you’ve suffered an accident or have a claim on your insurance policy. That’s why you have insurance, to protect you when something bad happens. We’ll guide you on every step along the way.

Should you file this claim?

If there’s a slight chance that someone may have suffered as a result of the accident, then you must file the claim. Otherwise, if you choose not to file it, you won’t have the insurance policy to protect you from lawsuit.

There are, however, situations where it makes sense to not file a claim. Keeping your insurance record clean will probably keep your rates down.

If this is a consideration, read this special report before you make that decision.

I need to file a claim

Ideally, you should contact a broker at our office to submit a new claim during regular business hours.  However, for emergency claims, you can still call our office and our automated system will prompt you to the after hours claims service.

Report a Claim

As your independent broker, we’ll do our best to make your claim experience a smooth one.

  • To begin, please contact Utter Morris to speak directly to a broker who will take the claim information
  • Our brokers will submit the claim to your insurance company
  • After your claim is processed, we will follow-up with you to ask about your experience and make sure you were treated well.

If you feel you’re not being treated fairly, need some help along the way or want to share your positive experience with us, just let us know! We’re always here for you.