Comprehensive and Affordable Auto Insurance Solutions

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Navigate the Roads With Confidence

At Utter Morris Insurance Brokers, we understand that every driver is unique, which is why we tailor coverage to suit your individual needs and budget. Whether you own a car, motorcycle, classic vehicle, snowmobile, ATV, or motorhome, we offer more than just cookie-cutter policies. Our team works closely with you to create a personalized insurance plan that fits your lifestyle and protects what matters most.

Standard Auto Insurance Coverage

  • Back view of woman driver pushes the button on steering wheel during drive

    Accident Benefit Coverage

    This coverage provides benefits if you're injured in a car accident, regardless of whether you're at fault or not.

  • Two men are sitting in the front seats of a car, looking ahead and talking to each other.

    Third-Party Liability

    This coverage provides protection when you injure someone or damage someone else's property in a car accident.

  • Young woman fastens seatbelt in car, ensuring safety with stylish casual clothing

    Uninsured Auto Coverage

    This coverage protects you if you're in an accident with an uninsured or unidentified (hit-and-run) driver.

Optional Policy Add-Ons

Accident Forgiveness

Provides forgiveness for your first at-fault accident and maintains your top-rate driver status.

All Perils Coverage

It combines collision and comprehensive coverage by protecting all covered events in the policy, including collision and non-collision events.

Collision Coverage

In the event of a collision when you are at fault, this coverage provides compensation for damages to your vehicle.

Comprehensive Coverage

This coverage will pay for the damages to your vehicle if it is damaged by theft, vandalism, fire, weather-related damage, or hitting a live animal.

Rental Car Coverage

While your vehicle is being repaired or replaced due to a covered loss, this coverage will provide reimbursement for a rental car.

Specified Perils Coverage

Protects specific perils named in your insurance policy, such as theft, fire, or certain types of specified damage.

car on the road on sunny spring evening in city

Let’s Talk Insurance That Puts You First.

We believe insurance should be built around you — not just a standard checklist. While policies may look similar on paper, the difference lies in how well they actually protect you when it counts.

At Utter Morris Insurance Brokers, we’re not just brokers — we’re your neighbours in Burlington, committed to looking out for the people and things you value most. From property and auto to business and life insurance, we partner with trusted, responsive insurers and go the extra mile to tailor the right coverage for your needs.

Reach out today — we’re here to help you build a stronger, more secure future.

  • "We have been working with the brokers at Utter Morris Insurance Brokers for 27 years in Burlington. During this time, the brokers provided us with the best insurance rates for cars, rentals, commercial property, our home, etc., and customer service."

    – Klara G.

  • "Utter Morris is certainly a top notch insurance broker. They take care of you needs fast and efficient... very professional and polite."

    – Patrick M.

  • "Utter Morris have been my insurance brokers for over 25 years. I trust their advice and appreciate their service."

    – Robert S.