Expert Business Insurance Advice and Services

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Running a business comes with both opportunities and risks—and protecting your investment is essential. At Utter Morris Insurance Brokers, our knowledgeable team works with you to customize a business insurance policy that fits your unique needs.

We take the time to review your coverage options, explain them clearly, and make recommendations that provide you with peace of mind, so you can focus on growing your business.

As an independent brokerage serving Burlington and nearby communities since 1927, we put your best interests first. Our access to multiple insurers allows us to find competitive rates and comprehensive protection tailored to your business.

Tailored Coverage for Your Business

  • Storefront with large blue window displayed with colorful lamps and decorative spheres inside, a bicycle parked outside on cobblestone sidewalk.

    Commercial Property

    Commercial Property coverage protects you from costs if the building is damaged or there is loss due to perils such as fires, theft, or vandalism. It covers your physical assets like your building, inventory, and equipment.

  • A woman at a reception desk smiling and talking to a customer in a brightly decorated, modern shop or cafe with plants and nail polish bottles.

    Commercial Liability

    Commercial General Liability provides financial protection for claims that arise from third-party bodily injury or property damage resulting from negligence or unforeseen accidents.

  • Line of white delivery vans parked in a lot with green trees and a blue sky in the background.

    Commercial Auto

    Your business's vehicles play a vital role in your operations. The right Commercial Auto coverage ensures they are protected against unforeseen events, including collisions and cargo damage.

  • Two people shaking hands, one wearing a blue shirt and the other in a white shirt, in a professional setting.

    Errors & Omissions

    Errors & Omissions coverage protects against legal accusations of negligence, errors, or omissions that may arise in relation to services provided by your business to customers.

  • Empty conference room with a large wooden table surrounded by beige chairs, large windows with cityscape views, and a ceiling-mounted projector.

    Directors & Officers

    This coverage protects corporate executives and board members in the event of a lawsuit where they may be held personally liable for wrongful acts or decisions made in the course of their duties.

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Cyber Insurance for Your Business

Cyber Insurance, or Cybersecurity Insurance, is specialized coverage designed to protect businesses and individuals from financial losses and liabilities resulting from data breaches, cyberattacks, and other cybersecurity incidents.

As technology and the digital landscape have become integral to business operations, the need for protection against cyber threats has grown significantly.

About Cyber Insurance

Let’s Talk Insurance That Puts You First.

We believe insurance should be built around you — not just a standard checklist. While policies may look similar on paper, the difference lies in how well they actually protect you when it counts.

At Utter Morris Insurance Brokers, we’re not just brokers — we’re your neighbours in Burlington, committed to looking out for the people and things you value most. From property and auto to business and life insurance, we partner with trusted, responsive insurers and go the extra mile to tailor the right coverage for your needs.

Reach out today — we’re here to help you build a stronger, more secure future.

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  • "I moved my commercial insurance from Gallagher after many years, after disappointing experience during renewal stage this year, poor customer service. Working with Utter Morris was a very good experience, complete contrast to earlier one [they] communicated well, professionalism and timely, sourced quotes that have been competitive and I experienced excellent customer service. Thanks."

    – Sayed G.

  • "Great interaction with customers, fast response time and efficient communication... exceptionally helpful. Highly recommended."

    – Tanner L.

  • “They went out of their way to take on a difficult file and were able to secure coverage in a pinch. We have also transferred all our insurance products (and my father’s) over to Utter Morris, and I will forever refer friends, family, and clients as I know they will be handled with honesty, integrity, and professionalism. Thank you so much!”

    – Sandy H.