Protect Your Business from Growing Cyber Threats
If your business uses email, transfers funds, or supports remote work, you could be a target for a cyberattack. Cyber losses have surged in recent years, with the average claim now exceeding $200,000.
Could your organization operate entirely offline? What safeguards are in place to defend your critical systems and data from ransomware? A standard Commercial General Liability (CGL) policy typically does not cover cyber fraud or attacks — leaving your business exposed.
At Utter Morris Insurance Brokers, we can help you understand your cyber risks and explore tailored insurance options to keep your business protected.
What Can Cyber Insurance Cover?
Incident Response Support
Immediate access to a 24/7 response team to guide you through managing a cyber event.
Business Interruption
Compensation for lost income and extra expenses caused by a system outage from a cyber incident.
Legal & Breach Management
Coverage for legal fees, customer notifications, crisis communications, and credit monitoring services.
Forensic Investigation
Assistance with identifying how the attack happened and what data or systems were compromised.
System Restoration
Costs to repair or restore software and systems damaged in the attack.
Social Engineering Protection
Optional coverage if an employee is deceived into granting access or transferring funds to criminals.
Frequently Asked Questions
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Any business that uses email, stores customer information, processes payments, or relies on technology to operate can benefit from cyber insurance.
From small businesses to large organizations, cyber insurance helps protect against the financial and operational risks of cyberattacks.
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The most common cyberattacks businesses face today include:
Phishing – Fraudulent emails designed to steal sensitive information or trick users into downloading malware.
Malware – Malicious software that often enters through link clicks or downloaded attachments, compromising systems and data.
DDoS (Distributed Denial of Service) – Attacks that overwhelm a business’s server with traffic, disrupting normal operations and blocking legitimate users.
Cyber insurance helps protect your business from the costly impact of these threats.
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Yes. Small businesses are often prime targets for cyberattacks because they may have fewer security resources than larger companies. A single data breach, phishing scam, or malware attack can be financially devastating.
Cyber insurance helps cover the costs of recovery, legal fees, and business interruption — giving small businesses critical protection and peace of mind.
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Cyber insurance typically does not cover physical property damage, pre-existing security issues, fraudulent acts committed by company insiders, or future lost profits beyond the recovery period.
Coverage can vary, so it’s important to review your policy details with a broker.
Let’s Talk Insurance That Puts You First.
We believe insurance should be built around you — not just a standard checklist. While policies may look similar on paper, the difference lies in how well they actually protect you when it counts.
At Utter Morris Insurance Brokers, we’re not just brokers — we’re your neighbours in Burlington, committed to looking out for the people and things you value most. From property and auto to business and life insurance, we partner with trusted, responsive insurers and go the extra mile to tailor the right coverage for your needs.
Reach out today — we’re here to help you build a stronger, more secure future.
