Property Insurance for Burlington and Surrounding Areas

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Protect What Matters Most with Customized Property Insurance

At Utter Morris Insurance Brokers, our knowledgeable team works with you to tailor a property insurance policy that suits your unique needs. We take the time to review your coverage options and provide personalized recommendations—so you can feel confident your home and belongings are well protected.

All primary property insurance packages include personal liability coverage, which protects you if you or a family member unintentionally causes property damage to others. This also includes coverage for damage caused by your pets. Personal liability coverage helps pay for legal defence costs as well as any court-awarded damages, up to the limit specified in your policy. Contact us today to learn more and discuss the right coverage for your home.

Young Hispanic family sitting on sofa reading a book together in their living room

We Have Insurance Packages for:

  • A large, two-story house with a wraparound porch, multiple gabled roof sections, and a large arched window at the top. The house is surrounded by a well-maintained lawn, bushes, and trees.

    Homeowners

    Losing a home to a fire, flood, or other disaster is a devastating and overwhelming experience. Losses from natural disasters, theft, and accidents on your property are unpredictable and can be incredibly costly.

  • Modern multi-story building with large windows and a black and white exterior under a clear blue sky.

    Tenants

    Tenant insurance, also known as renters insurance, is designed for individuals renting or leasing a residential property. It provides financial protection for tenants and their personal belongings.

  • Modern kitchen with granite countertops, gray and black cabinetry, and a kitchen island with four gray bar stools. Stainless steel appliances and pendant lighting hang above the island.

    Condominiums

    Condo insurance is designed for individuals who own condominium units. The unique needs and responsibilities of condo owners within a condominium corporation or association require tailored, customized coverage.

  • A small wooden cabin in a forest with tall trees and a hammock hanging between two trees in the foreground.

    Seasonal Properties

    Seasonal home insurance, also known as secondary residence insurance, covers cottages or vacation homes that are used part of the year as a getaway rather than as your primary residence.

What’s Included in Property Insurance?

Provided is a breakdown of the standard coverages included in property and tenant insurance in Ontario. Every policy is unique, so be sure to contact us to review your coverage and ensure you’re properly protected—no matter where you live.

  • Covers situations where you could be held legally responsible for bodily injury or property damage. This coverage can also help with any legal costs you may endure.

  • Protect your belongings and contents in your home, including everything from your furniture to clothes and electronics. This is also known as contents insurance.

  • If you cannot live in your home while it’s being repaired from a covered event, this coverage will cover your living expenses, including accommodations, meals, and other related expenses.

  • Some insurance partners provide additional coverage for added protection for rental renovations/improvements, identity theft, service line protection, sewer backup and overland water protection.

Let’s Talk Insurance That Puts You First.

We believe insurance should be built around you — not just a standard checklist. While policies may look similar on paper, the difference lies in how well they actually protect you when it counts.

At Utter Morris Insurance Brokers, we’re not just brokers — we’re your neighbours in Burlington, committed to looking out for the people and things you value most. From property and auto to business and life insurance, we partner with trusted, responsive insurers and go the extra mile to tailor the right coverage for your needs.

Reach out today — we’re here to help you build a stronger, more secure future.

Children Helping Unload Boxes From Van On Family Moving In Day

  • "I would like to congratulate all parties involved at Utter Morris, on successfully guiding me through the past few days, and doing so professionally. At each step in the process, I received superior customer service, and will be writing to Travelers to say so. Thank you to all of you."

    – Robert

  • “They went out of their way to take on a difficult file and were able to secure coverage in a pinch. We have also transferred all our insurance products (and my father’s) over to Utter Morris, and I will forever refer friends, family, and clients as I know they will be handled with honesty, integrity, and professionalism. Thank you so much!”

    – Sandy H.

  • "We have been working with the brokers at Utter Morris Insurance Brokers for 27 years in Burlington. During this time, the brokers provided us with the best insurance rates for cars, rentals, commercial property, our home, etc., and customer service."

    – Klara G.