Commercial Auto Insurance to Keep Your Business Moving

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Protect Your Business on the Road

Whether you own a trailer, operate a single company vehicle, or manage an entire fleet, your vehicles play an essential role in keeping your business running smoothly. Commercial auto insurance provides the protection your business needs against accidents, property damage, injuries, and liability — keeping your operations moving, no matter what happens on the road.

At Utter Morris Insurance Brokers, our knowledgeable professionals work with you to customize a commercial auto insurance policy that fits the needs of you and your business, covering individual vehicles, trailers, and fleets. We will review your coverages and make recommendations to provide you with peace of mind.

Who Needs Commercial Auto Insurance?

  • Man holding his phone, wearing a hard hat in front of his work truck

    Contractors and Tradespeople

  • A woman is handing a cardboard box to a man in a blue uniform as they load boxes into a delivery van at a warehouse.

    Delivery and Courier Services

  • A man holding a tablet stands in front of a row of white semi-trucks on a bright day.

    Fleet Operators and Trucking Companies

  • Two people making a deal in front of a car

    Property Management Businesses

  • female delivery driver in front of her delivery car

    Sales and Service Professionals

Mandatory Coverage

Third-Party Liability Coverage

Protects your business if your vehicle causes injury to others or damages their property. It helps cover legal costs and compensation claims, keeping your business financially secure after an accident.

Accident Benefit Coverage

Provides essential protection for you and your employees if someone is injured in a work-related vehicle accident — regardless of who is at fault. This coverage helps with medical expenses, rehabilitation, income replacement, and other necessary support following an accident.

Uninsured Auto Coverage

Protects your business if one of your vehicles is involved in an accident with a driver who has little or no insurance. It helps cover repair costs, medical expenses, and other losses, ensuring your operations stay protected even in these situations.

trucks of various sizes in a parking lot

Optional Add-Ons

  • Protects your business from premium increases after your first at-fault accident. It helps you maintain affordable rates and peace of mind, even when the unexpected happens on the road.

  • Combines the protection of both collision and comprehensive insurance, offering the broadest level of coverage for your business vehicles. It helps safeguard against damage, theft, vandalism, and a wide range of unexpected risks.

  • Helps pay for repairs or replacement if your business vehicle is damaged in an accident with another vehicle or object. This protection keeps your operations running smoothly, even after a crash.

  • Protects your business vehicles from non-collision-related damages such as theft, vandalism, fire, or weather events. It helps ensure your company’s vehicles are protected from unexpected losses beyond your control.

  • Helps keep your business on the move if one of your insured vehicles is damaged or out of service due to an accident. It covers the cost of a temporary replacement vehicle so your operations can continue without interruption.

Let’s Talk Insurance That Puts You First.

We believe insurance should be built around you — not just a standard checklist. While policies may look similar on paper, the difference lies in how well they actually protect you when it counts.

At Utter Morris Insurance Brokers, we’re not just brokers — we’re your neighbours in Burlington, committed to looking out for the people and things you value most. From property and auto to business and life insurance, we partner with trusted, responsive insurers and go the extra mile to tailor the right coverage for your needs.

Reach out today — we’re here to help you build a stronger, more secure future.

business women in the back of a car speaking on the phone and smiling

  • "Utter Morris is certainly a top notch insurance broker. They take care of you needs fast and efficient... very professional and polite."

    – Patrick M.

  • "Utter Morris have been my insurance brokers for over 25 years. I trust their advice and appreciate their service."

    – Robert S.

  • "We have been working with the brokers at Utter Morris Insurance Brokers for 27 years in Burlington. During this time, the brokers provided us with the best insurance rates for cars, rentals, commercial property, our home, etc., and customer service."

    – Klara G.